$299,000
3 Beds | 2 Baths | 2480 SQFT
SALE PENDING
148 2nd Street N, Central City, IA 52214
$1,989/mo
Estimate your monthly payment
Mortgage Amount
Term in Years
Interest Rate (APR)
Monthly Payment (PI)
$1,989
Yearly Property Taxes
Homeowner Insurance
Monthly Payment (PITI)
$2,244

About this Property

Well maintained ranch has a great river view! Brand new furnace installed 2025. The full basement is poured concrete and completely dry/never wet, finished in 2016. The home provides small town blessings with an easy 4-lane highway drive to Marion/Cedar Rapids. The hiking and biking trail right out front of the house goes on into Pinicon Ridge County Park. Kayak the Wapsi rapids right across the street. Drive your golf cart or side-by-side legally around town and to the golf course. There haven't been pets or children in the house (older couple), but there is a chain-link fence. Extra clean, inside and out. Unless you prefer a different paint color, the home is move-in ready.
The picture windows in the living room and dining room overlook the Wapsipinicon River, yet the home sits high with no chance of flooding. All windows, new in 2016, are high quality with dirt shedding film. If any children, school is an easy short walk and same to the library, pharmacy, bakery, post office, Dollar General and several restaurants. The lot is large and includes a vegetable/flower garden. The house, with its mix of carpet, beautiful hardwood floors, vaulted ceiling, and a fireplace, offers a cozy yet spacious atmosphere. The natural sandstone around the fireplace goes floor to the cathedral cedar ceiling in the large living room added in 2016. The main level's layout, including the large dining room and three bedrooms, ensures ample space for both family time and privacy. Laundry hook ups are on both main and lower levels. All appliances, including washer and dryer, stay. The kitchen, complete with stainless steel appliances and a pantry, has a beautiful tile floor and updated cabinetry, with many new additional cabinets.
The primary bedroom, on the main level, has hardwood floors. Could easily do another large addition on the north side of the home. Meanwhile, the finished lower level adds versatility, offering a large family room etc, a fourth non-conforming bedroom and convenience with a partial bath and large storage room. Home includes a Kinetico water softener system.
Outside, the patios, front and back, offer a lovely spot to enjoy the surrounding yard, complete with a mature tree for privacy and shade. The exterior features, such as the great view, garden, and waterfront access, add to the appeal. If you're a car lover or need workshop space, the garages with high quality steel roofs have it!. (2) oversized 2 stall garages (6 cars possible)! Overall, this property is a delightful place to call home, blending the comforts of indoors with the beauty of its natural surroundings.

Details

Bedrooms
Upper Beds0
Main Beds3
Lower Beds0
Total Beds3
BathroomsFullHalf
Upper Baths00
Main Baths10
Lower Baths01
Total Baths11
Lot and Home Size
Lot Size:0.4 Acres
Above Grade SF:1580
Lower Level Fin. SF:900
Total Finished SF:2480
School Info
Central City
Elementary:Central City
Middle:Central City
High:Central City
Utilities and Taxes
Heating:Gas
Cooling:Central Air
Water:City Water
Septic:City Sewer
Monthly HOA Dues:N/A
Property Taxes:$2,966
General Info
Property Type:Single Family
Year Built:1963
Garage Stalls:5
Exterior Finish:Vinyl Siding
Foundation:Full Basement

Features

Main Floor Primary BR
Lower Level Laundry
Formal Dining Room
Pantry
Kitchen Appliances Stay
Fireplace
Fenced Yard
Great View
Patio
Waterfront Property
Mature Trees
Garden

Improvements

New Furnace -- 2025
Finished Basement -- 2016
Added Living Room -- 2016
Gas Fireplace Living Room Has Natural Sandstone Floor to Ceiling -- 2016
Added Double Garage -- 2016
New Windows (whole House), Kinetco Water Softner -- 2016
Re-Insulated Attic (new and Addition Area) -- 2016
Lower Garage Updates Steel Roof and Double Garage Door -- 2016
Refaced Kitchen Cabinets & New Sink -- 2016
Retainng Wall & Regrading -- 2016